A Coach’s Mindset. A Proven System. Built for First Responders.
At Financial Fitness, we combine professional coaching experience with expert financial
guidance to help you build a clear, confident path forward. As a former teacher and pro-level
coach, I’ve built systems that lead to real results — and now I bring that same approach to your
finances.
We start with a free Financial Snapshot and Gameplan, then use our proprietary core concepts
designed specifically for the challenges first responders face. The result? A personalized strategy that fits your life and gets you moving in the right direction — fast.
Achieve Your Goals
Financial Fitness empowers individuals and families with the financial education, tools, and strategies they need to manage debt, improve credit, build savings, and achieve lasting financial wellness, strengthening long-term stability and fostering economic resilience in communities.
FUNDAMENTAL FINANCIAL EDUCATION
Our goal is to simplify money management by focusing on what really matters. We don’t just give advice, we teach you how to master the fundamentals. Through one-on-one coaching and practical resources, we help you build real skills in budgeting, saving, tackling debt, and smart investing. Ultimately, we want you to feel confident and informed as you create financial security your way.
DEBT FREEDOM
We know how overwhelming personal debt can feel, and we’re here to alleviate the burden. Our team of personal finance coaches specializes in creating tailored plans to help you break free from debt, overcome stress, and build lasting financial resilience. It’s not just about quick fixes; we focus on holistic support to keep you on track long-term.
SAVING AND INVESTING
​We believe building a stable financial future begins with expert guidance and a personalized approach. Led by an experienced financial planning advisor and licensed investor, our team provides the knowledge and tools you need to develop successful saving and investing strategies.
We start by getting to know you through one-on-one consultations, where we identify your specific financial goals and comfort with risk. From there, we create a customized investment plan designed to put you on the path to long-term financial security. Our mission is to empower you at every step of your financial journey, helping turn your aspirations into achievable realities.
INCOME AND ASSET PROTECTION
At Financial Fitness, we specialize in protecting what matters most: your family's financial well-being. We help safeguard your income and assets through tailored solutions like term life insurance, living wills, and trusts, giving you peace of mind during life's uncertainties.
Understanding that every family's needs are unique, we take the time to assess your specific situation and goals. Our financial planning advisor provides personalized guidance to select the right term life insurance policy, ensuring your loved ones remain financially secure no matter what the future holds.
Meet Your Financial Coach
Matthew Barnes
Introducing Matthew Barnes, a seasoned professional with a passion for empowering individuals to achieve their financial goals. With a diverse background in athletics and finance, Matt brings a unique perspective to delivering professional financial guidance.
A former professional and college soccer coach, he understands how discipline, teamwork, and strategic planning translate to financial success. Now, Matt leverages those same coaching skills to help clients build wealth through personalized strategies, actionable education, and dedicated support.
What sets him apart? His unwavering commitment to demystifying finance and helping others unlock their potential, one tailored plan at a time.
Don't Just Take Our Word...
Schedule a Meeting
Take the first step toward financial confidence today. Schedule your personalized 1-on-1 session with Matt Barnes, your personal finance coach.
Together, we'll create a clear path to reduce money stress, answer your questions, and help you master saving, investing, and debt-free living - so you can focus on what matters most.