Secure Your Six™: Protecting What Matters Most

In the field, “watch your six” means protect your back—your blind spot. It’s a phrase every first responder knows because danger rarely announces itself. The hits you don’t see coming are the ones that do the most damage.

Money works the same way. Most financial crises don’t come from what you planned for—they come from what you didn’t. That’s why the very first step in the Financial Fitness First 5™ is Secure Your Six™. Before you budget, invest, or even think about building wealth, you’ve got to protect the foundation.

Why Securing Your Six™ Comes First

I’ve sat across from families who were doing everything “right”—saving, investing, paying down debt—only to have it all unravel because they missed one critical layer of protection. A sudden illness. A line-of-duty death. A long-term care need. These are the blind-side hits that can wipe out everything you’ve built.

Securing your six is about building a shield. It’s not flashy, but it’s non-negotiable. When it’s in place, you gain confidence to move forward. Without it, one unexpected event can put you right back at square one.

The Three Pillars of Secure Your Six™

1. Life Insurance

Life insurance isn’t about you—it’s about the people who depend on you. If something happens, it replaces your income and protects your family from financial devastation.

The right policy covers the mortgage, keeps food on the table, and buys your loved ones time to breathe and grieve without money stress hanging over their heads. For first responders especially, this isn’t optional—it’s essential.

2. Living Trust

Too many families think a will is enough. It’s not. A will still goes through probate, which means courts, lawyers, fees, and delays. A living trust keeps things private, smooth, and fast.

It ensures your assets go exactly where you want them, without tying your family up in legal battles during the hardest season of their life. A trust isn’t just for the wealthy—it’s for anyone who cares about protecting their family from chaos.

3. Long-Term Care

No one wants to picture it, but the reality is clear: long-term care can drain a family’s savings in just a few years. Whether it’s a nursing facility, in-home care, or medical support, the costs are massive.

Preparing with the right plan—through long-term care insurance, hybrid policies, or dedicated savings—keeps your assets intact and your family free from carrying the burden. Ignoring it doesn’t make the risk go away.

What Securing Your Six™ Really Does

When you’ve locked in life insurance, a living trust, and long-term care planning, something powerful happens: the stress lifts. You know your blind side is covered.

Instead of wondering, “What if something happens to me?”, you can focus on building your Rapid Response Fund™, detaining debt, bossing your budget, and exercising your money. You get to play offense knowing your defense is solid.

It’s not about living in fear—it’s about moving forward with confidence.

Your Coffee Question

Have you truly Secured Your Six™—or are you leaving your blind side exposed?

Because the reality is, the world doesn’t wait until you’re ready. The hits will come. The only question is whether you’ve done the work to protect what matters most.

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